You earn in GEL. Your loan would be in GEL.
The simplest case: no currency mismatch, no volatility buffer. The comparison focuses on rate, fees, term flexibility, and how each bank weights your income profile.
What changes for you
Income matched to loan currency removes the volatility buffer. Your affordability estimate is the headline number you see on the form — no adjustment for FX risk.
What to do next
Open the offer request form. We pre-fill income currency = GEL and borrower type = local. Adjust as needed.