How it works
How does Ipotekebi work?
The platform combines arithmetic planning with a controlled request flow for request-specific bank offers.
Enter Your Requirements
Tell us the property price, down payment, term, and income currency. The calculator gives an arithmetic estimate before you decide whether to submit a request.
Submit one request
With your consent, ops reviews the request and routes it to relevant active partner banks. It is not sent automatically to every bank.
Compare released offers
Banks submit request-specific terms. After ops releases accepted offers, compare their rates, payments, fees, and total costs on your private page.
Choose whether to continue
Select one released offer only if you want to continue. Other released offers are marked not selected.
Bank Feedback
Based on the submitted application, the bank will thoroughly review your data and individually establish the final terms of the mortgage loan.
What We Do
- Estimate affordability before submitting
- Route one consented request to relevant partners
- Present released request-specific offers privately
What We Don't Do
- We do not issue loans
- We do not make credit approval decisions
- We do not charge customers to submit or compare a request
How we operate: A partner bank may pay us after an issued mortgage. Customers pay no platform fee to submit or compare a request, and provider-submitted terms are shown without alteration.